The rule of thumb is to expect to pay 1 to 2 percentage points more than a traditional mortgage loan for a floating home mortgage and 3 percentage points higher for a loan on a houseboat.. A it's highly likely that it's the houseboat idea which is putting lenders off rather than your salary because you can't use a normal mortgage to buy a houseboat (since it can't be registered at. What is a houseboat mortgage? whilst you won’t be able to get a mortgage in the traditional sense, you can get a houseboat mortgage by using a specialist marine finance company. a houseboat isn’t considered a home as such, but more like a recreational vehicle. think of it like you would applying for finance to buy a car – it’s very similar..
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Use our boat loan calculator to calculate a marine mortgage and how much a loan will be to to apply for marine finance. use our boat loan calculator to calculate a marine mortgage and how much a loan will be to to apply for marine finance. 26-28 aubrey street, hereford, hr4 0bu at promarine finance our decisions are fast and personal to you. Not possible to get a mortgage to buy a boat, but you can get a secured loan from a specialist broker, although duration will be shorter and interest rate will be significantly higher. you wont get a secured loan for a sea going boat.. Marine finance solutions we are an independent fca regulated marine finance broker offering a personal and friendly service with the experience and knowledge to source the best marine mortgage for you..
